Is there anyone left who hasn't had their credit cards defrauded? I'm extremely careful with mine but recently used it all over the West Midlands when I was working there as a field producer. I used it to buy petrol and a couple of meals in a few places, and lo and behold, it was cloned and used to withdraw cash from a machine in the East of India. The bank stopped the card instantaneously but didn't bother to tell me. I only found out I was £600 down when I was trying to buy a rail ticket and Virgin's website rejected me. As crime it's all very civilised. I filled out a form and got a refund in a matter of days.
This morning it emerged that fraudsters have managed to insert sniffing technology in the card readers on shop counters - the ones you punch your number in while the shop worker politely averts his eyes. Petrol stations in the West Midlands are the focus of a police enquiry, funnily enough. My take on it is that we have nothing much to fear from the big retailers, but I may start paying cash for petrol.